Commercial Auto

Why commercial Auto?

Personal auto policies often do not extend coverage to the business use of your vehicle, and specific vehicle types or business activities may be explicitly excluded from your personal insurance. Additionally, small businesses often require specialized coverage only available through a commercial auto insurance policy.

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    See personalized rates and coverage options from insurance companies

  • Policy Evaluation

    Cost is an important factor when choosing your insurance

  • Control over policy

    Personalized for you

  • Save your money

    Cost is an important factor when choosing your insurance. we work so hard to try to save you money

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INSURANCE BEENFITS

Some of the benefits of this product include:

  • Use your car to perform a service or deliver a product

  • Transport people for a fee in your vehicle

  • Require higher policy limits due to the nature of your work

  • Use a trailer, or haul a lot of weight

  • Have employees who drive the vehicle(s)

  • Have vehicles owned in the name of the business

Talk to our insurance experts

Offering the best-in-class coverages you can trust, especially when you need it most.

Apply online

Enter some basic information and receive quotes

  • Save time by getting multiple quotes at once

  • Get assistance from our knowledgeable insurance experts

  • Feel confident your personal info is safe and secure

After buying

You can pay through multiple payment options

  • Checks

  • Debit Card

  • Credit Card

Online Review

Customer comes first. We always delighted to hear from you, any time of the day.

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They frequently asked
questions

? Is it safe to get commercial Auto quotes online?

Viewing and purchasing auto insurance quotes online is just as safe as doing it with an insurance broker. In fact, getting quotes this way will likely save you both time and money.

? Is my business vehicle covered by my commercial auto policy when I’m using it for personal activities?

Commercial auto insurance can cover the cost of damages even if the vehicle is used for personal activities outside of its primary business use.

? Will my insurance cost increase if I’m involved in an accident in my covered vehicle?

Your current policy won't be affected, but your next term or renewal may be. Your policy is rewritten each time it expires. When that occurs, your driving record is a factor in determining your rate. That means your rate may go up, but an increase is not guaranteed just because of an accident.

? Who is covered by my small business auto insurance?

Your policy can cover your employees, family members, and others who have permission to drive your vehicles. People who do so on a regular basis should be noted on your policy.

? What is commercial auto insurance for a small business?

Commercial auto insurance is coverage for vehicles you use for business purposes. Vehicles used strictly for personal activities would be covered under a personal auto policy. Also, leased vehicles or employee-owned vehicles used for business purposes require hired/non-owned coverage, which can be purchased under general liability or BOP policy.

? What is combined single limit (CSL) versus split limit coverage?

Liability policies provide different maximum dollar amounts that the insurer will pay for different components of a claim. This is called a split limit. A combined single limit policy states that the insurer will pay up to a certain dollar amount for the entire claim. It doesn’t matter whether all components of the claim are related to one person’s injuries, or whether there are multiple injured parties represented by the claim. The combined single limit is capped at the stated dollar amount either way for that claim.

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(321) 254-0406

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