Employee Benefits

Why Employee Benefits Importance?

Employees constitute the cornerstone of every company's triumph. When employees are equipped with the necessary coverage to safeguard their health, it not only fortifies their well-being but also secures the future of the company. Our array of insurance products is designed to shield you and your family from life's unpredictable challenges. Supplemental insurance, also known as voluntary insurance, serves as a crucial resource, bridging the financial gaps left by other existing coverage you may have.

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INSURANCE BEENFITS

Why Supplemental Insurance?

Since supplemental insurance products are offered through your employer, you can take advantage of great group rates and convenient payroll deduction. And in many cases, there are no medical questions to answer.

Some of our benefits:

  • Accident

  • Critical Illness

  • Hospital Indemnity Insurance

  • Cancer Insurance

  • Disability Insurance

  • Group Health

  • Dental Insurance

  • Vision Insurance

Talk to our insurance experts

Offering the best-in-class coverages you can trust, especially when you need it most.

Apply online

Enter some basic information and receive quotes

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  • Get assistance from our knowledgeable insurance experts

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After buying

You can pay through multiple payment options

  • Checks

  • Debit Card

  • Credit Card

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They frequently asked
questions

? Who is eligible for coverage?

In most cases, you can cover your spouse or domestic partner and your dependent children up until their 26th birthday. Sometimes, your employer may offer coverage for employees only.

? How soon does the coverage become effective after I enroll?

In most cases, the coverage becomes effective on the first day of the month in which your payroll deducted premium payments begin. The effective date is also listed on your coverage certificate.

? How are benefits paid?

We pay benefits directly to you unless you ask us to send it to your medical provider. You can sign up to have your benefit deposited directly into your bank account, or we will mail you a check.

? If I leave my employer for another job or retirement, can I keep the coverage?

In most cases, yes. This is called portability. Most Allstate Benefits products are portable, meaning you can continue to pay the same premium amount directly from your personal bank account once payroll deductions end. To take advantage of this option, we need to receive your first direct-pay premium payment within 30 days of your last day with your employer.

? How do I submit claims?

You or any covered family member can submit claims any time after your coverage becomes effective.

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(321) 254-0406

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