FLOOD INSURANCE

What do I need to know about flood insurance?

In Florida, flood insurance coverage is indispensable, even if you reside outside designated flood zones. As the most prevalent disaster in the United States, floods pose a significant threat across the state, particularly given Florida's predominantly sea-level terrain.

With an annual statewide rainfall average of approximately 5 feet, the necessity of flood coverage is undeniable for all Florida residents. This vital insurance shields property owners and renters against the ravages of storms, overflowing lakes and canals, torrential rainfall, and devastating floods.

Historical data underscores the urgency of flood protection, revealing that just one inch of floodwater infiltration can wreak havoc, resulting in upwards of $25,000 in damage to structures and personal belongings.